David, a seasoned fiduciary financial advisor, was born in Key West, Florida, where a sense of community and resilience shaped his early years as the son of a U.S. Navy veteran who served 21 years. This foundation of discipline and service informs his 25-year career in the financial services industry, where he has dedicated himself to guiding clients toward financial clarity and independence.
David holds an impressive array of professional credentials, including Series 6, 63, 65, and 7 licenses, as well as licenses as a life and health insurance agent. His commitment to advanced education is evidenced by earning the Life Underwriter Training Council Fellow (LUTCF) and Chartered Special Needs Consultant (ChSNC) designations from The American College in Bryn Mawr, Pennsylvania. These qualifications underscore his expertise in crafting comprehensive financial strategies tailored to diverse client needs.
Based in Junction City, Kentucky, with an office in Danville, Kentucky, David is a devoted family man, married with three children and six grandchildren. His personal values of transparency, education, and collaboration are the cornerstones of his practice. As a fiduciary, he is legally and ethically bound to act in his clients’ best interests, prioritizing fee-based, transparent services to eliminate conflicts of interest. His approach centers on helping clients eliminate debt to maximize retirement growth, ensuring their financial resources align with their long-term goals.
David views financial life as a puzzle, where each decision—whether related to investments, insurance, or debt management—must work in harmony to avoid unintended consequences. His practice emphasizes educating clients about the costs, risks, and opportunities of their choices, empowering them to make informed decisions. Specializing in retirement planning and special needs consulting, he provides actionable strategies to help clients build wealth while protecting their financial future.
Operating from his Danville office, David serves clients across Kentucky and beyond, fostering long-term relationships built on trust and results. His focus on debt reduction, retirement optimization, and integrated financial planning has earned him a reputation as a reliable guide for families and individuals navigating complex financial landscapes. For those seeking a partner to align their financial puzzle pieces, David offers expertise, integrity, and a commitment to their success.